You take control of the car for a contractual period.
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You make fixed monthly payments. When the contract expires you return the car, or take out a contract on a new one.
You pay an initial deposit, followed by monthly payments which are set by you. Once the final payment is made, the HP contract ends - and you own the car.
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Based on a term of 60 months. Why choose Arnold Clark for finance? Finance packages from 24 car manufacturers Competitive finance rates from over 20 providers We offer a range of finance options to suit you. Finance made simple. Types of car finance Our guide explains three of the most popular ways to finance your car to help you decide which option is right for you.
What happens when PCP car finance ends? Leasing or buying, which is better?
Customise your finance Did you know you can tailor your finance quote to suit your needs? Search all cars. Frequently asked questions I would like to apply for finance - what documents do I need to bring? What is PCP? What is PCH?maliwtaoclip.tk
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However it will not change the optional final payment set at the start of the contract, or the valuation at the end of the contract. If you decide to return the car at the end of the contract and it has covered more miles than agreed, you will be required to pay a charge for excess mileage. In addition, if you have not kept the car in reasonable condition for its age and mileage you may be charged a refurbishment cost.
This type of finance agreement is not available to corporate entities, e.
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This type of agreement is covered by the Consumer Credit Act , which means: - You can pay off lump sum amounts during the agreement - You can settle the contract early by repaying the required amount. Contact Gregor or Damien on PCP Explained.
Personal Contract Purchase in detail. Retain You can pay the optional final payment and the car is yours. Return You can hand the car back to us, with nothing further to pay subject to mileage and fair wear and tear 3.
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Renew You can part exchange the car, using any equity over and above the optional final payment as deposit on your next car. Product Parameters Typical repayment periods are over 25, 37 or 43 months. What else do I need to know?
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